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Exam Fx property and casualty Questions and Answers 100% Pass
Exam Fx property and casualty 
Questions and Answers 100% Pass 
1. In dwelling policies, automatic increase in insurance is 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Coverage without additional premium. - Correct Answer ️️ -2. Coverage by 
endorsement. 
2. Personal business property out in the open is covered under Commercial Property 
Policy only while 
(Choose from the following options) 
1. Withi...
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Exam Fx property and casualty 
Questions and Answers 100% Pass 
1. In dwelling policies, automatic increase in insurance is 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Coverage without additional premium. - Correct Answer ️️ -2. Coverage by 
endorsement. 
2. Personal business property out in the open is covered under Commercial Property 
Policy only while 
(Choose from the following options) 
1. Withi...
Property and Casualty Exam Questions and Answers 100% Pass
Property and Casualty Exam 
Questions and Answers 100% Pass 
the one basic characteristic of any type of insurance is that the insured is returned to 
the same status that existed prior to the loss, but without a chance for gain or profit - 
Correct Answer ️️ -true 
which of the following coverages does an open peril policy provide? - Correct Answer ️️ 
-perils other than those specifically named as being excluded 
determine the actual cash value in the following situation: original pric...
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- • 12 pagina's •
Property and Casualty Exam 
Questions and Answers 100% Pass 
the one basic characteristic of any type of insurance is that the insured is returned to 
the same status that existed prior to the loss, but without a chance for gain or profit - 
Correct Answer ️️ -true 
which of the following coverages does an open peril policy provide? - Correct Answer ️️ 
-perils other than those specifically named as being excluded 
determine the actual cash value in the following situation: original pric...
California Commercial Insurance Exam Questions and Answers 100% Pass
California Commercial Insurance Exam 
Questions and Answers 100% Pass 
What is a Modular Policy? - Correct Answer ️️ -A modular policy is a policy consisting 
of several different documents, none of which by itself forms a complete contract. 
What is a Commercial Package Policy (CPP)? - Correct Answer ️️ -A Commercial 
Package Policy is a modular policy that combines different forms and more than one 
line of coverage. 
What must a CPP policy consist of? - Correct Answer ️️ -A Declar...
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- • 14 pagina's •
California Commercial Insurance Exam 
Questions and Answers 100% Pass 
What is a Modular Policy? - Correct Answer ️️ -A modular policy is a policy consisting 
of several different documents, none of which by itself forms a complete contract. 
What is a Commercial Package Policy (CPP)? - Correct Answer ️️ -A Commercial 
Package Policy is a modular policy that combines different forms and more than one 
line of coverage. 
What must a CPP policy consist of? - Correct Answer ️️ -A Declar...
Exam Fx-Property and Casualty Exam Questions and Answers 100% Pass
Exam Fx-Property and Casualty Exam 
Questions and Answers 100% Pass 
To be considered an insurable risk, a loss may NOT be - Correct Answer ️️ - 
catastrophic 
Which of the following persons would be required to hold a producer license? - Correct 
Answer ️️ -a nonresident agent who negotiates insurance contracts 
Which of the following is the oldest known type of insurance? - Correct Answer ️️ - 
ocean marine 
The contents coverage on a homeowners policy would pay how much after the ...
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Exam Fx-Property and Casualty Exam 
Questions and Answers 100% Pass 
To be considered an insurable risk, a loss may NOT be - Correct Answer ️️ - 
catastrophic 
Which of the following persons would be required to hold a producer license? - Correct 
Answer ️️ -a nonresident agent who negotiates insurance contracts 
Which of the following is the oldest known type of insurance? - Correct Answer ️️ - 
ocean marine 
The contents coverage on a homeowners policy would pay how much after the ...
P+C practice test questions and answers 100% score
P+C practice test questions and answers 100% score 
Which type of protection can a casualty licensee offer in addition to protecting against 
loss or damage of property? - Correct Answer ️️ -They can provide coverage to protect 
against legal liability. 
The Managing General Agent negotiates and binds ceding insurance on behalf of 
whom? - Correct Answer ️️ -The insurer 
Who is able to place business through the California Automobile Assessed Risk 
Program? - Correct Answer ️️ -only ...
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- • 19 pagina's •
P+C practice test questions and answers 100% score 
Which type of protection can a casualty licensee offer in addition to protecting against 
loss or damage of property? - Correct Answer ️️ -They can provide coverage to protect 
against legal liability. 
The Managing General Agent negotiates and binds ceding insurance on behalf of 
whom? - Correct Answer ️️ -The insurer 
Who is able to place business through the California Automobile Assessed Risk 
Program? - Correct Answer ️️ -only ...
Property and Casualty Insurance Mastery Exam A Questions and Answers 100% Pass
Property and Casualty Insurance Mastery Exam A 
Questions and Answers 100% Pass 
An insured rents a car while on vacation in Canada and causes an accident. Is there 
coverage under his personal auto policy? - Correct Answer ️️ -The loss is covered 
under an unendorsed personal auto policy. 
Under the workers' compensation laws, which of the following would NOT be covered? - 
Correct Answer ️️ -Heart-related illness resulting from hereditary causes 
An insurance policy covers fire, will ...
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- • 14 pagina's •
Property and Casualty Insurance Mastery Exam A 
Questions and Answers 100% Pass 
An insured rents a car while on vacation in Canada and causes an accident. Is there 
coverage under his personal auto policy? - Correct Answer ️️ -The loss is covered 
under an unendorsed personal auto policy. 
Under the workers' compensation laws, which of the following would NOT be covered? - 
Correct Answer ️️ -Heart-related illness resulting from hereditary causes 
An insurance policy covers fire, will ...
final property exam questions and answers 100% pass
final property exam questions and 
answers 100% pass 
Which of the following best defines the term risk? 
a. Causes a loss 
b. Brings loss about 
c. Increases chances of a loss 
d. Uncertainty of loss - Answer- d. Uncertainty of loss 
An owner-occupied home has a replacement cost of $500,000 and an actual cash value 
of $400,000. To assure that the replacement cost provision in the policy applies, what is 
the minimum the home must be insured for? 
a. 75% of the RC 
b. $320,000 
c. 75% of the AC...
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- • 25 pagina's •
final property exam questions and 
answers 100% pass 
Which of the following best defines the term risk? 
a. Causes a loss 
b. Brings loss about 
c. Increases chances of a loss 
d. Uncertainty of loss - Answer- d. Uncertainty of loss 
An owner-occupied home has a replacement cost of $500,000 and an actual cash value 
of $400,000. To assure that the replacement cost provision in the policy applies, what is 
the minimum the home must be insured for? 
a. 75% of the RC 
b. $320,000 
c. 75% of the AC...
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
the answers are incorrect